Free tools

Ontario real estate calculators

Ontario rates last reviewed July 2026. No sign-up.

• Calculator

  Land transfer tax

  Ontario and Toronto land transfer tax, first-time-buyer rebates included.

  Open →

• Calculator

  Mortgage + stress test

  Your payment, and what you qualify for at the stress-test rate.

  Open →

• Calculator

  All-in closing costs

  Every cost on top of the price, itemized as an Ontario low-high range.

  Open →

• Calculator

  Rent vs buy

  Your net worth both ways, year by year.

  Open →

• Calculator

  Commission math

  Selling? Every line of commission and HST, and your net.

  Open →