Ontario land transfer tax calculator
See the provincial and (if applicable) Toronto municipal land transfer tax on your purchase, with first-time-buyer rebates applied. Adjusts as you type.
Your purchase
Your land transfer tax
- Ontario provincial LTT
- $13,475
- Subtotal
- $13,475
Total land transfer tax
$13,475
Effective rate 1.59% of the purchase price · due on closing
Mortgage + stress test
Payments, CMHC, and the qualifying rate.
Commission math
Selling? Commission, HST and your net.
What's my home worth?
Dan Angelopoulos, Broker of Record, reads what sold near you and sends it back.
How the numbers are calculated
Ontario LTT marginal brackets (0.5% to $55K, 1.0% to $250K, 1.5% to $400K, 2.0% to $2M, 2.5% above $2M) for one- and two-unit residential properties, per ontario.ca (rates effective 2017-01-01). Toronto MLTT mirrors the province to $2M and adds luxury tiers above $3M (effective 2024-01-01). First-time-buyer rebates: up to $4,000 provincial, up to $4,475 Toronto. Non-Resident Speculation Tax (25%, effective 2022-10-25) is not included. Figures are estimates rounded to the nearest dollar and are for general information only — not legal or tax advice. Confirm with your real estate lawyer. Rates last reviewed 2026-07-18.
BroadBricks Realty Group Inc., Brokerage