1052 Rat Bay Rd 109-1 Road
Franklin · Lake of Bays, ON P1H 2J6
Listing brokerage: Chestnut Park Real Estate
Asking price
$40,000
Key facts
- OtherProperty type
- 2Bedrooms
- 2Bathrooms
- 5 spacesParking
- 950 sq ftLiving space
- Apr 20, 2025Listed
- 568 daysOn market
- X12092857MLS® number
About this home
Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south facing frontage on Lake of Bays. This is NOT a timeshare but some think it is similar. You would own a 1/10thshare of the cottage that you buy and that gives you 5 weeks of use/year. Algonquin cottage 109 has enough parking for up to 5 cars. Ownership also includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for five weeks per year: one core summer week plus 4 more floating weeks in the other seasons. 109 Algonquin is a 2 bedroom, 2 bathroom cottage. The Muskoka Room is fully insulated for year-round comfort. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in is on Fridays at 4 p.m. ANNUAL 2026 maintenance fee for 109 Algonquin cottage PER OWNER is $5127 + HST. Core week 1 for this cottage in 2026 starts on Friday, June 26 and the other 4 weeks for 2026 start on March 6, June 12, June 26 (core), October 30 and Decemer 25, 2026. Ask for the schedule for the coming years, the floating weeks change each year. There is a main floor laundry in the Algonquin cottage. There is NO HST on resales. All cottages are PET-FREE and Smoke-free. Ask Listing Agent for details about fractional ownerships and what the annual maintenance fee covers. Interior photos are of a similar unit but not the exact unit. All furnishings are identical.
Price history
- Listed$40,000
Location
1052 Rat Bay Rd 109-1 Road, Lake of Bays
Schools & transit
School locations and boards shown from open data. We do not publish rankings; any future scores will be sourced, dated and shown factually.
Nearby schools
- Irwin Memorial Public SchoolTrillium Lakelands DSB · Elementary · 5.2 km in a straight lineBoundary data unavailable for this board — we don't guess catchment lines.
- Riverside Public SchoolTrillium Lakelands DSB · Elementary · 11.0 km in a straight lineBoundary data unavailable for this board — we don't guess catchment lines.
- Spruce Glen Public SchoolTrillium Lakelands DSB · Elementary · 11.3 km in a straight lineBoundary data unavailable for this board — we don't guess catchment lines.
Nearby transit
No transit stop within 25 km of this address in the data we hold. We carry transit for the Greater Toronto Area only: TTC, GO Transit, UP Express, YRT/Viva, MiWay, Brampton Transit and Durham Region Transit.
Sources
- Contains information licensed under the Open Government Licence – Ontario. Source: Ontario Ministry of Education.
- Contains information provided by the District Municipality of Muskoka under licence.
MLS® #X12092857
Last updated Jan 14, 2026
MLS®, Multiple Listing Service®, and the associated logos are owned by The Canadian Real Estate Association (CREA)/the applicable board and identify the quality of services provided by real estate professionals who are members.
Listing data is provided under licence by the Toronto Regional Real Estate Board and is deemed reliable but not guaranteed accurate.



