1052 Rat Bay Rd 109-7 Road
Franklin · Lake of Bays, ON P1H 2J6
Listing brokerage: Chestnut Park Real Estate
Asking price
$38,900
Key facts
- OtherProperty type
- 2Bedrooms
- 2Bathrooms
- 5 spacesParking
- 950 sq ftLiving space
- Mar 13, 2025Listed
- 606 daysOn market
- X12017497MLS® number
About this home
Blue Water Acres FRACTIONAL ownership means that you own 1/10th of the cottage and a share in the entire resort. The resort has about 50 acres and 300 ft of south-facing shoreline frontage on Lake of Bays, the second largest lake in Muskoka. This is not a time share although some think it is similar. You would have use of the cottage for 5 weeks of the year. Algonquin cottage 109 has enough parking for 5 cars. There is one core (fixed) week in summer (in this case it's Week 7) plus 4 more weeks that change each year. For this interval the weeks for 2026 start on: Feb 6, May 15, August 7 (core week), October 2, November 27, 2026. The core (fixed) week for this unit starts on Friday, August 7 /25. Turnover day is Friday for this cottage. The Algonquin cottage has 2 bedrooms, 2 bathrooms, is about 922 square feet, and has a main floor laundry. The resort itself offers walking trails, a beautiful sandy beach, indoor swimming pool, sauna, recreation room, fitness room, and activity centre. Great swimming, ideal for families of all ages, level to gently sloping land makes it easy to access the waterfront. There is NO HST on resales. All cottages are smoke/vape-free and pet-free. Interior photos for this listing are of a similar cottage, all furnishings are identical. The ANNUAL maintenance fee for EACH OWNER of this unit in 2026 is $5,127 + HST ($427.25/month) and it's paid in the autumn of each year for the following year for EACH owner. This is an affordable way to enjoy cottaging in Muskoka on one of our nicest lakes.
Price history
- Listed$38,900
Location
1052 Rat Bay Rd 109-7 Road, Lake of Bays
Schools & transit
School locations and boards shown from open data. We do not publish rankings; any future scores will be sourced, dated and shown factually.
Nearby schools
- Irwin Memorial Public SchoolTrillium Lakelands DSB · Elementary · 5.2 km in a straight lineBoundary data unavailable for this board — we don't guess catchment lines.
- Riverside Public SchoolTrillium Lakelands DSB · Elementary · 11.0 km in a straight lineBoundary data unavailable for this board — we don't guess catchment lines.
- Spruce Glen Public SchoolTrillium Lakelands DSB · Elementary · 11.3 km in a straight lineBoundary data unavailable for this board — we don't guess catchment lines.
Nearby transit
No transit stop within 25 km of this address in the data we hold. We carry transit for the Greater Toronto Area only: TTC, GO Transit, UP Express, YRT/Viva, MiWay, Brampton Transit and Durham Region Transit.
Sources
- Contains information licensed under the Open Government Licence – Ontario. Source: Ontario Ministry of Education.
- Contains information provided by the District Municipality of Muskoka under licence.
MLS® #X12017497
Last updated Feb 16, 2026
MLS®, Multiple Listing Service®, and the associated logos are owned by The Canadian Real Estate Association (CREA)/the applicable board and identify the quality of services provided by real estate professionals who are members.
Listing data is provided under licence by the Toronto Regional Real Estate Board and is deemed reliable but not guaranteed accurate.



